Insuring a young driver

Having a young driver under age 25 in the household can bring new insurance needs. Here are a few things to consider:

Higher liability limits

When you select your liability coverage, you choose a limit of liability, which is the maximum amount your policy will pay for injuries to other people or damage to others’ property if there is a covered accident and you are found responsible. Higher limits equals more coverage.

Not sure what liability limits are right for you?

Try our Guide to Better Coverage »

Umbrella policy

Auto, homeowners and other property insurance liability limits may not be enough to cover a large court judgment if you, or your young driver are found responsible for a covered incident.

Possible discounts for youthful drivers

• Good Student Discount
  Young drivers may qualify for a discount for having good grades (A/B average)
• Away at School Discount
  Policyholders with a dependent (under age 25) who goes away to school (100 plus miles away) may qualify for this discount.
• Driver Training Discount
  Drivers under age 21 who complete a driver-training course may qualify for this discount.