Auto accidents are difficult enough without having
to deal with insurance fraud. Fraud can occur
both during and after an accident.
• Staged accidents occur when innocent insured
drivers are set up. These include “panic
stops” in which a driver slams on the brake
intentionally causing a rear-end collision and
“drive downs” in which the perpetrator intentionally
collides with the victim’s vehicle while
• Be wary of telemarketers who contact you
after an accident insisting that you see a doctor.
Also be wary of free legal advice, as unsolicited
attorneys are often looking to drain your
personal injury protection insurance coverage.
• If you suspect you have been the victim of
a staged auto accident or fraudulent call,
contact police or your insurance company.